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{"aggregator_url":"https://www.nasdaq.com/articles/spousal-ira-rules-every-married-couple-should-know-april-15-deadline","as_of":"2026-04-09T10:38:52.980302+00:00","canonical_url":"https://www.fool.com/retirement/2026/04/09/spousal-ira-rules-every-married-couple-should-know/","enrichment":{"aggregator_url":"https://www.nasdaq.com/articles/spousal-ira-rules-every-married-couple-should-know-april-15-deadline","article_chars":5000,"article_truncated":true,"blocked_reason":null,"candidate_id":"sc_6c5d2bd09c2b384f","canonical_host":"fool.com","canonical_is_aggregator":false,"canonical_url":"https://www.fool.com/retirement/2026/04/09/spousal-ira-rules-every-married-couple-should-know/","content_type":"text/html; charset=utf-8","enriched_at":"2026-04-10T00:11:42.753766+00:00","extraction_method":"heuristic","fetched_description":"Key PointsSpousal IRAs allow a working spouse to contribute to a non-working spouse's IRA.","fetched_title":"Spousal IRA Rules Every Married Couple Should Know Before the April 15 Deadline | Nasdaq","final_url":"https://www.nasdaq.com/articles/spousal-ira-rules-every-married-couple-should-know-april-15-deadline","html_truncated":false,"paywall_likely":false,"publisher_domain":"fool.com","publisher_resolution":"canonical_url","requested_url":"https://www.nasdaq.com/articles/spousal-ira-rules-every-married-couple-should-know-april-15-deadline","source_event_id":"evt_842874580ede","source_quality":"high","status_code":200,"version":"signal_enrichment_v2"},"fp":"906610573e665159","kind":"unusual_volume","published_at":"2026-04-09T10:14:00+00:00","publisher_domain":"fool.com","signal_understanding":{"analysis_basis":"article","claim_confidence":0.78,"dates_mentioned":["April 15, 2026","2025","April 09, 2026"],"entities":[{"asset_class":"media","name":"The Motley Fool","relevance":"high","symbol":"","type":"publisher"},{"asset_class":"regulation","name":"IRS","relevance":"high","symbol":"","type":"organization"},{"asset_class":"government_program","name":"Social Security","relevance":"medium","symbol":"","type":"program"},{"asset_class":"person","name":"Adam Levy","relevance":"low","symbol":"","type":"author"}],"event_type":"other","information_gaps":["No unusual trading volume data (baseline volume, volume ratio, direction, or ticker) is provided in the article text, so the discovery_unusual_volume_delta fields cannot be grounded from this signal.","The article is about tax/retirement account rules; no market catalyst or stock-specific event is described in the provided text."],"key_facts":["Spousal IRAs are IRAs established for a non-working spouse.","A working spouse can contribute to both their own and their partner\u2019s IRAs if they have earned enough income to cover both contributions.","The article states the deadline to make contributions for 2025 is April 15, 2026.","To contribute to a spouse\u2019s IRA, the article says you must file a joint tax return.","For 2025, the article states traditional IRA deductibility is phased out if MAGI exceeds $149,000, with a threshold of $129,000.","For 2025, the article states full Roth IRA contribution eligibility if MAGI is below $236,000, reduced contributions between $236,000 and $246,000, and no contributions above $246,000.","The article states there is no joint IRA; each individual has their own IRA account.","The article states you cannot contribute twice the contribution limit to your own IRA because your spouse is not contributing.","For 2025, the article states individuals can contribute up to $7,000 to their own IRA and up to $7,000 to their spouse\u2019s IRA.","The article states age 50+ catch-up contributions are $1,000, and the limit applies across all IRAs (traditional and Roth).","The article states total contributions to both spouses\u2019 IRAs cannot exceed the working spouse\u2019s taxable compensation for the year."],"numeric_claims":[{"label":"Deadline for 2025 IRA contributions","value":"April 15, 2026"},{"label":"Traditional IRA MAGI threshold (2025)","value":"$129,000"},{"label":"Traditional IRA deductibility phased out above (2025)","value":"$149,000"},{"label":"Roth IRA full eligibility MAGI limit (2025)","value":"$236,000"},{"label":"Roth IRA reduced contribution MAGI range (2025)","value":"$236,000 to $246,000"},{"label":"Roth IRA contribution cutoff MAGI (2025)","value":"$246,000"},{"label":"Base IRA contribution limit per individual (2025)","value":"$7,000"},{"label":"Catch-up contribution (age 50+)","value":"$1,000"}],"primary_claim":"Spousal IRA rules allow a working spouse to contribute to a non-working spouse\u2019s IRA if they file jointly and have earned income to cover both contributions.","relevance_score":0.35,"sentiment":"neutral","source_quality":"high","summary":"The Motley Fool article explains spousal IRA rules, including eligibility, filing status, income limits, and contribution limits, with a deadline of April 15, 2026 for 2025 contributions.","topics":["spousal IRA","retirement accounts","tax filing deadline","IRA contribution limits","MAGI income limits","Roth IRA eligibility","traditional IRA deductibility","backdoor Roth IRA (mentioned)"]},"source":"Nasdaq Markets","source_domain":"fool.com","summary":"Key PointsSpousal IRAs allow a working spouse to contribute to a non-working spouse's IRA.","tickers":[],"title":"Spousal IRA Rules Every Married Couple Should Know Before the April 15 Deadline","url":"https://www.fool.com/retirement/2026/04/09/spousal-ira-rules-every-married-couple-should-know/"}

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event_store.db — signals

Update row sig_b80fe729abc3 in signals