| value |
{"aggregator_url":"https://www.nasdaq. {"aggregator_url":"https://www.nasdaq.com/articles/what-irmaa-how-2026s-medicare-surcharges-are-calculated-and-how-fight-unfair-one","as_of":"2026-04-13T10:26:04.867531+00:00","canonical_url":"https://www.fool.com/retirement/2026/04/13/what-is-irmaa-how-2026s-medicare-surcharges-are-ca/","enrichment":{"aggregator_url":"https://www.nasdaq.com/articles/what-irmaa-how-2026s-medicare-surcharges-are-calculated-and-how-fight-unfair-one","article_chars":3926,"article_truncated":false,"blocked_reason":null,"candidate_id":"sc_859fb9715387e124","canonical_host":"fool.com","canonical_is_aggregator":false,"canonical_url":"https://www.fool.com/retirement/2026/04/13/what-is-irmaa-how-2026s-medicare-surcharges-are-ca/","content_type":"text/html; charset=utf-8","enriched_at":"2026-04-13T16:22:52.789792+00:00","extraction_method":"trafilatura","fetched_description":"Key PointsIRMAAs are calculated using income from two-year-old tax returns.","fetched_title":"What Is IRMAA? How 2026's Medicare Surcharges Are Calculated -- and How to Fight an Unfair One | Nasdaq","final_url":"https://www.nasdaq.com/articles/what-irmaa-how-2026s-medicare-surcharges-are-calculated-and-how-fight-unfair-one","html_truncated":false,"paywall_likely":false,"publisher_domain":"fool.com","publisher_resolution":"canonical_url","requested_url":"https://www.nasdaq.com/articles/what-irmaa-how-2026s-medicare-surcharges-are-calculated-and-how-fight-unfair-one","source_event_id":"evt_89a02abf1e47","source_quality":"high","status_code":200,"version":"signal_enrichment_v2"},"fp":"83278dd4cbd3b4f4","kind":"unusual_volume","published_at":"2026-04-13T08:48:00+00:00","publisher_domain":"fool.com","signal_understanding":{"analysis_basis":"article","claim_confidence":0.78,"dates_mentioned":["2026","2024"],"entities":[{"asset_class":"other","name":"IRMAA","relevance":"primary topic","symbol":"","type":"program"},{"asset_class":"other","name":"Social Security Administration (SSA)","relevance":"calculates IRMAA and handles appeals","symbol":"","type":"government_agency"},{"asset_class":"other","name":"Medicare Part B","relevance":"IRMAA surcharge applies to premiums","symbol":"","type":"insurance_component"},{"asset_class":"other","name":"Medicare Part D","relevance":"IRMAA surcharge applies to premiums","symbol":"","type":"insurance_component"},{"asset_class":"other","name":"Form SSA-44","relevance":"used to request reduction for life-changing events","symbol":"","type":"form"}],"event_type":"regulation","information_gaps":["No unusual trading volume data is provided in the supplied text (baseline volume, volume ratio, direction, and ticker are missing).","The article mentions \u201ctotal annual IRMAA cost by tier for Part B and Part D combined,\u201d but the actual dollar amounts by tier are not included in the provided text excerpt.","No specific catalyst for market volume is described; the content is informational about Medicare surcharges and appeals rather than a company/market event."],"key_facts":["IRMAA stands for Income-Related Monthly Adjustment Amount and is a surcharge higher-income Medicare recipients pay on top of Medicare Part B and Part D premiums.","The SSA determines IRMAA using Modified Adjusted Gross Income (MAGI) from two years prior.","The article\u2019s example states whether a beneficiary must pay an IRMAA in 2026 is determined by the beneficiary\u2019s 2024 tax return.","The SSA places beneficiaries into an income bracket based on income and filing status and sends a letter indicating whether an IRMAA applies.","The surcharge is typically deducted from Social Security benefits.","The article lists life-changing events that may reduce income and allow an appeal (e.g., marriage, divorce/annulment, spouse death, retirement, job loss, reduced work hours, loss of income-producing property due to disaster, loss of pension income).","To appeal, the article says to request a new initial determination and file Form SSA-44 (Medicare Income-Related Monthly Adjustment Amount \u2013 Life-Changing Event) with supporting documentation.","The article states timing is critical: 60 days to file for reconsideration, 60 days to request a hearing before an Administrative Law Judge (ALJ), and another 60 days to file a civil lawsuit."],"numeric_claims":[{"label":"IRMAA lookback period","value":"2 years prior (MAGI from two years earlier)"},{"label":"IRMAA timing deadlines","value":"60 days (reconsideration); 60 days (ALJ hearing request); 60 days (civil lawsuit)"}],"primary_claim":"IRMAA for 2026 is determined using the beneficiary\u2019s 2024 tax return (MAGI from two years earlier).","relevance_score":0.35,"sentiment":"neutral","source_quality":"high","summary":"The article explains that IRMAA (Income-Related Monthly Adjustment Amount) Medicare surcharges are based on a beneficiary\u2019s Modified Adjusted Gross Income (MAGI) from two years prior, and that recipients can appeal if a life-changing event reduces income.","topics":["IRMAA","Medicare premiums","MAGI","tax-return lookback","appeals","life-changing events","SSA-44","Medicare Part B and Part D"]},"source":"Nasdaq Markets","source_domain":"fool.com","summary":"Key PointsIRMAAs are calculated using income from two-year-old tax returns.","tickers":[],"title":"What Is IRMAA? How 2026's Medicare Surcharges Are Calculated -- and How to Fight an Unfair One","url":"https://www.fool.com/retirement/2026/04/13/what-is-irmaa-how-2026s-medicare-surcharges-are-ca/"}... |