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{"aggregator_url":"https://www.nasdaq. {"aggregator_url":"https://www.nasdaq.com/articles/5-critical-facts-about-social-security-colas-every-retiree-should-know","as_of":"2026-04-20T12:09:20.977224+00:00","canonical_url":"https://www.fool.com/retirement/2026/04/20/5-critical-facts-about-social-security-colas-every/","enrichment":{"aggregator_url":"https://www.nasdaq.com/articles/5-critical-facts-about-social-security-colas-every-retiree-should-know","article_chars":5000,"article_truncated":true,"blocked_reason":null,"candidate_id":"sc_f8ab028284f7ee87","canonical_host":"fool.com","canonical_is_aggregator":false,"canonical_url":"https://www.fool.com/retirement/2026/04/20/5-critical-facts-about-social-security-colas-every/","content_type":"text/html; charset=utf-8","enriched_at":"2026-04-20T12:12:36.816661+00:00","extraction_method":"trafilatura","fetched_description":"Key PointsThe annual COLA is based on changes to the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).","fetched_title":"5 Critical Facts About Social Security COLAs Every Retiree Should Know | Nasdaq","final_url":"https://www.nasdaq.com/articles/5-critical-facts-about-social-security-colas-every-retiree-should-know","html_truncated":false,"paywall_likely":false,"publisher_domain":"fool.com","publisher_resolution":"canonical_url","requested_url":"https://www.nasdaq.com/articles/5-critical-facts-about-social-security-colas-every-retiree-should-know","source_event_id":"evt_720350031979","source_quality":"high","status_code":200,"version":"signal_enrichment_v2"},"fp":"ae4e6541f683c962","kind":"unusual_volume","published_at":"2026-04-20T11:18:00+00:00","publisher_domain":"fool.com","signal_understanding":{"analysis_basis":"article","claim_confidence":0.72,"dates_mentioned":["2010","2011","2016","2023","2024","2025"],"entities":[{"asset_class":"government_benefits","name":"Social Security","relevance":"high","symbol":"","type":"program"},{"asset_class":"macro_indicator","name":"Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W)","relevance":"high","symbol":"","type":"economic_indicator"},{"asset_class":"macro_indicator","name":"Consumer Price Index (CPI-U)","relevance":"medium","symbol":"","type":"economic_indicator"},{"asset_class":"health_insurance","name":"Medicare Part B premiums","relevance":"medium","symbol":"","type":"fee"},{"asset_class":"advocacy_group","name":"The Senior Citizens League (TSCL)","relevance":"low","symbol":"","type":"organization"}],"event_type":"other","information_gaps":["No unusual trading/volume data is provided in the text, so the volume ratio vs average, direction, and any ticker cannot be extracted.","The signal type indicates unusual volume delta, but the article content is informational about COLAs and does not mention market volume or a specific publicly traded ticker.","The article does not explicitly state whether any claims are confirmed by external news; it provides internal examples and cites TSCL for purchasing power loss."],"key_facts":["Social Security COLA uses CPI-W (not CPI-U) and CPI-W reflects households where most income comes from clerical or hourly work.","Social Security considers only Q3 inflation (July, August, September) when setting the annual COLA.","COLA is calculated as the percentage increase in the current year\u2019s Q3 CPI-W average versus last year\u2019s Q3 CPI-W average, rounded to the nearest tenth of a percent.","The article states an example: Q3 2025 CPI-W average was 2.8% higher than Q3 2024, leading to a 2.8% COLA; Q3 2024 was 2.5% higher than Q3 2023, leading to a 2.5% COLA.","The article claims Social Security will never reduce benefits; it can only increase.","The article states Medicare Part B premium increases can offset COLA gains because premiums are deducted from Social Security benefits.","Example given: a $2,000 2025 benefit would increase by $56 after a 2.8% COLA, but Part B premiums increased by $17.90 to $202.90, leaving $38.10 in extra benefits.","The article cites TSCL that Social Security benefits have lost 20% purchasing power since 2010."],"numeric_claims":[{"label":"COLA example (2025 vs 2024)","value":"2.8%"},{"label":"COLA example (2024 vs 2023)","value":"2.5%"},{"label":"Part B premium increase","value":"$17.90"},{"label":"Part B premium (stated)","value":"$202.90"},{"label":"Extra benefits after COLA before offset (example)","value":"$56"},{"label":"Extra benefits after offset (example)","value":"$38.10"},{"label":"Purchasing power loss since 2010 (TSCL)","value":"20%"}],"primary_claim":"Social Security\u2019s annual COLA is based on the percentage change in the CPI-W average for Q3 (July\u2013September) versus the prior year\u2019s Q3 CPI-W average, rounded to the nearest tenth of a percent.","relevance_score":0.25,"sentiment":"neutral","source_quality":"high","summary":"The article explains how Social Security COLAs are calculated using CPI-W (Q3 averages) and notes that Medicare Part B premium increases can offset COLA gains. It also argues COLAs have not fully kept up with inflation over time.","topics":["Social Security COLA","CPI-W vs CPI-U","inflation measurement","Medicare Part B premiums offset","retiree purchasing power"]},"source":"Nasdaq Markets","source_domain":"fool.com","summary":"Key PointsThe annual COLA is based on changes to the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).","tickers":[],"title":"5 Critical Facts About Social Security COLAs Every Retiree Should Know","url":"https://www.fool.com/retirement/2026/04/20/5-critical-facts-about-social-security-colas-every/"}... |