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{"created_at":"2026-04-08T10:33:26.208 {"created_at":"2026-04-08T10:33:26.208520+00:00","dedupe_key":"signal_enriched:discovery_unusual_volume_delta:fc214985e32c2c44","evidence_event_ids":["evt_56af81f7cd07"],"signal_type":"discovery_unusual_volume_delta","source":"discovery_ingestor","value":{"aggregator_url":"https://www.nasdaq.com/articles/roth-ira-phaseouts-2025-are-you-still-eligible-contribute-april-deadline","as_of":"2026-04-08T10:33:26.208520+00:00","canonical_url":"https://www.fool.com/retirement/2026/04/08/roth-ira-phaseouts-for-2025-are-you-still-eligible/","enrichment":{"aggregator_url":"https://www.nasdaq.com/articles/roth-ira-phaseouts-2025-are-you-still-eligible-contribute-april-deadline","article_chars":5000,"article_truncated":true,"blocked_reason":null,"candidate_id":"sc_c481509edd960034","canonical_host":"fool.com","canonical_is_aggregator":false,"canonical_url":"https://www.fool.com/retirement/2026/04/08/roth-ira-phaseouts-for-2025-are-you-still-eligible/","content_type":"text/html; charset=utf-8","enriched_at":"2026-04-08T10:34:46.070826+00:00","extraction_method":"heuristic","fetched_description":"Key PointsThe deadline for contributing to a Roth IRA for 2025 is April 15, 2026.","fetched_title":"Roth IRA Phaseouts for 2025: Are You Still Eligible to Contribute Before the April Deadline? | Nasdaq","final_url":"https://www.nasdaq.com/articles/roth-ira-phaseouts-2025-are-you-still-eligible-contribute-april-deadline","html_truncated":false,"paywall_likely":false,"publisher_domain":"fool.com","publisher_resolution":"canonical_url","requested_url":"https://www.nasdaq.com/articles/roth-ira-phaseouts-2025-are-you-still-eligible-contribute-april-deadline","source_event_id":"evt_56af81f7cd07","source_quality":"high","status_code":200,"version":"signal_enrichment_v2"},"fp":"270b4147fe48afde","kind":"unusual_volume","published_at":"2026-04-08T09:57:00+00:00","publisher_domain":"fool.com","signal_understanding":{"analysis_basis":"article","claim_confidence":0.78,"dates_mentioned":["April 15, 2026","April 08, 2026"],"entities":[{"asset_class":"retirement_account","name":"Roth IRA","relevance":"high","symbol":"","type":"account"},{"asset_class":"government","name":"IRS","relevance":"high","symbol":"","type":"organization"},{"asset_class":"government_program","name":"Social Security","relevance":"medium","symbol":"","type":"program"},{"asset_class":"media","name":"The Motley Fool","relevance":"medium","symbol":"","type":"publisher"}],"event_type":"other","information_gaps":["This signal type is discovery_unusual_volume_delta, but the provided text contains no volume ratio, baseline volume, ticker-specific volume data, or confirmation status related to unusual trading volume.","The article content provided is about Roth IRA eligibility and deadlines; no explicit catalyst for market volume is described in the text."],"key_facts":["Deadline for contributing to a Roth IRA for 2025 is April 15, 2026.","Roth IRA contribution amounts are limited by modified adjusted gross income (MAGI) and can be reduced to as little as $0 if income exceeds phaseout limits.","2025 Roth IRA contribution cap is $7,000 per person.","Phaseout limits for married filing jointly are $236,000 (lower) to $246,000 (upper).","Phaseout limits for single or head of household are $150,000 (lower) to $165,000 (upper).","For married filing separately, the lower limit is $0 and the upper limit is $10,000.","The article states that those above the phaseout limit may use a \u201cbackdoor Roth IRA\u201d method involving a nondeductible traditional IRA contribution and a rollover to a Roth IRA.","The article warns that if someone already has pre-tax IRA funds (including SEP or SIMPLE), a rollover can create a taxable event."],"numeric_claims":[{"label":"Roth IRA deadline for 2025 contributions","value":"April 15, 2026"},{"label":"2025 Roth IRA contribution cap","value":"$7,000 per person"},{"label":"Married filing jointly phaseout lower limit (MAGI)","value":"$236,000"},{"label":"Married filing jointly phaseout upper limit (MAGI)","value":"$246,000"},{"label":"Single/head of household phaseout lower limit (MAGI)","value":"$150,000"},{"label":"Single/head of household phaseout upper limit (MAGI)","value":"$165,000"},{"label":"Married filing separately phaseout upper limit (MAGI)","value":"$10,000"}],"primary_claim":"Roth IRA contributions for 2025 are due by April 15, 2026 and may be reduced or eliminated based on modified adjusted gross income phaseout limits.","relevance_score":0.2,"sentiment":"neutral","source_quality":"high","summary":"The article explains that Roth IRA contributions for tax year 2025 can be made until April 15, 2026, but eligibility is subject to income-based phaseouts. It also discusses a potential \u201cbackdoor Roth\u201d approach for those above the income limits.","topics":["Roth IRA","tax deadlines","income phaseouts","backdoor Roth","retirement planning"]},"source":"Nasdaq Markets","source_domain":"fool.com","summary":"Key PointsThe deadline for contributing to a Roth IRA for 2025 is April 15, 2026.","tickers":[],"title":"Roth IRA Phaseouts for 2025: Are You Still Eligible to Contribute Before the April Deadline?","url":"https://www.fool.com/retirement/2026/04/08/roth-ira-phaseouts-for-2025-are-you-still-eligible/"}}... |