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{"created_at":"2026-04-13T08:56:12.848 {"created_at":"2026-04-13T08:56:12.848092+00:00","dedupe_key":"signal_enriched:discovery_unusual_volume_delta:fc64baf0d94fbbbb","evidence_event_ids":["evt_ca82f7159019"],"signal_type":"discovery_unusual_volume_delta","source":"discovery_ingestor","value":{"aggregator_url":"https://www.nasdaq.com/articles/think-delaying-social-security-risky-heres-truth","as_of":"2026-04-13T08:56:12.848092+00:00","canonical_url":"https://www.fool.com/retirement/2026/04/13/think-delaying-social-security-is-risky-heres-the/","enrichment":{"aggregator_url":"https://www.nasdaq.com/articles/think-delaying-social-security-risky-heres-truth","article_chars":5000,"article_truncated":true,"blocked_reason":null,"candidate_id":"sc_b82c9e5d6e03b759","canonical_host":"fool.com","canonical_is_aggregator":false,"canonical_url":"https://www.fool.com/retirement/2026/04/13/think-delaying-social-security-is-risky-heres-the/","content_type":"text/html; charset=utf-8","enriched_at":"2026-04-13T14:52:38.432693+00:00","extraction_method":"trafilatura","fetched_description":"Key PointsYou can claim Social Security as early as 62.","fetched_title":"Think Delaying Social Security Is Risky? Here's the Truth | Nasdaq","final_url":"https://www.nasdaq.com/articles/think-delaying-social-security-risky-heres-truth","html_truncated":false,"paywall_likely":false,"publisher_domain":"fool.com","publisher_resolution":"canonical_url","requested_url":"https://www.nasdaq.com/articles/think-delaying-social-security-risky-heres-truth","source_event_id":"evt_ca82f7159019","source_quality":"high","status_code":200,"version":"signal_enrichment_v2"},"fp":"2d94f51cf66b8d90","kind":"unusual_volume","published_at":"2026-04-13T07:38:00+00:00","publisher_domain":"fool.com","signal_understanding":{"analysis_basis":"article","claim_confidence":0.72,"dates_mentioned":[],"entities":[{"asset_class":"government_program","name":"Social Security","relevance":"primary topic","symbol":"","type":"program"},{"asset_class":"government_program","name":"Social Security (benefits)","relevance":"primary topic","symbol":"","type":"benefit"},{"asset_class":"media","name":"The Motley Fool","relevance":"source","symbol":"","type":"publisher"}],"event_type":"other","information_gaps":["Signal type is discovery_unusual_volume_delta, but no ticker, no volume ratio vs average, and no volume/delta metrics are provided in the supplied text.","No explicit confirmation is provided that any unusual volume event occurred; the content is a retirement-planning article about Social Security claiming ages.","The article does not provide the underlying formula or assumptions used for the lifetime-income examples beyond the stated numbers (e.g., exact benefit calculation rules, discounting, mortality assumptions).","The \u201c$23,760 Social Security bonus\u201d is referenced but not explained in the provided text, so the basis for that figure is unclear."],"key_facts":["You can claim Social Security as early as age 62.","Claiming after full retirement age (FRA) increases monthly benefits permanently.","The article states that for each year you claim after FRA until age 70, benefits get an 8% boost.","The article frames risk as uncertainty about how long you will live.","Example given: $2,400/month at FRA 67 vs $2,976/month at age 70, with 36 missed payments.","The article states a break-even at age 82 and 1/2 under the provided example.","The article states that at age 85, claiming at 70 yields over $17,000 more lifetime benefits than claiming at 67.","The article states that at age 90, the difference increases to almost $52,000.","The article states that if you live until 95, claiming at 70 yields an additional $86,400.","The article states benefits are eligible for annual cost-of-living adjustments (COLA).","The article states delaying can increase survivor benefits for married couples.","The article mentions a \u201c$23,760 Social Security bonus\u201d most retirees overlook, described as a strategy referenced by the publisher."],"numeric_claims":[{"label":"Earliest claiming age","value":"62"},{"label":"Benefit increase per year after FRA (until 70)","value":"8%"},{"label":"Example FRA monthly benefit","value":"$2,400/month"},{"label":"Example age 70 monthly benefit","value":"$2,976/month"},{"label":"Missed payments in example","value":"36 payments"},{"label":"Break-even age in example","value":"82.5"},{"label":"Lifetime benefit difference at age 85 (claim 70 vs 67)","value":"over $17,000"},{"label":"Lifetime benefit difference at age 90 (claim 70 vs 67)","value":"almost $52,000"},{"label":"Additional lifetime benefit at age 95 (claim 70 vs 67)","value":"$86,400"},{"label":"Mentioned overlooked bonus","value":"$23,760"}],"primary_claim":"Delaying Social Security past full retirement age increases monthly benefits permanently, with an 8% boost per year claimed after full retirement age up to age 70.","relevance_score":0.15,"sentiment":"mixed","source_quality":"high","summary":"The article argues that delaying Social Security past full retirement age can permanently increase monthly benefits and may increase lifetime income if you live longer, despite some risk if you don\u2019t.","topics":["Social Security claiming age","full retirement age","benefit increases","lifetime income break-even","cost-of-living adjustments","survivor benefits","retirement planning"]},"source":"Nasdaq Markets","source_domain":"fool.com","summary":"Key PointsYou can claim Social Security as early as 62.","tickers":[],"title":"Think Delaying Social Security Is Risky? 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